Ansvar Insurance - Terms of Use

This web site is owned and operated by Ansvar Insurance Limited, Level 6, Sofrana House, 396 Queen Street, Auckland, New Zealand. ("Ansvar Insurance")

Please read this carefully

Access to this web site is subject to these conditions and other notices posted on this web site. If you do not agree to these conditions, you must not access this web site. Your continued use of this web site constitutes an affirmative acknowledgment and agreement that you accept and agree to be bound by these conditions and any modifications. Ansvar Insurance may change these conditions without notice to you. You should periodically visit this page to check for the latest version of these conditions to which you are bound.

Disclaimer

Ansvar Insurance believes that all the information contained on this web site is correct at the time of posting the information. However, no warranty is made as to the accuracy or reliability of the information contained herein.

Unless expressly given in writing, Ansvar Insurance makes no representations, warranties or endorsements in relation to any products, services or information advertised or provided in or through this web site.

You should not rely on anything in this web site as a quoted price for an insurance policy or any other product sold by Ansvar Insurance. Unless expressly stated otherwise in writing, prices are indicative only.

Financial Advice

Ansvar Insurance does not offer any financial advice or products directly through this web site. All information on this web site is of a general nature only and you should not rely on anything in this web site as a substitute for professional or financial advice that is specific to your needs and circumstances.

For information on financial products offered or sold by Ansvar Insurance you should contact Ansvar Insurance by phone on 0800 123 344 or by email to: insure@ansvar.co.nz.

© Copyright

The material on and accessible through this web site is copyright. No part or parts of this web site may be reproduced, distributed, republished, displayed, broadcast, hyperlinked, stored in any retrieval system or transmitted in any manner without the prior written permission of Ansvar Insurance or the relevant copyright owner. Ansvar Insurance grants you permission to download and/or display copyright materials for private, non-commercial purposes only provided that you do not remove the copyright owner's notice and name from the materials when the material is reproduced or quoted, in whole or in part.

We specifically prohibit you from scraping this web site or using any other automated method to copy and reproduce any part of our web site for establishing, maintaining or publishing your own web site or other publications. Software that operates parts of this web site may be proprietary software and you must not copy, reverse engineer or modify it.

© ^TM Trade Marks

The trade marks, service marks and logos ("Trade Marks") used in this web site are registered and unregistered Trade Marks of Ansvar Insurance and/or other third parties. Nothing displayed on this web site should be construed as granting any licence or right of use of any Trade Mark displayed on this web site, without the express written permission of the relevant owner.

Your conduct on the web site

As a condition of your use of this web site, you warrant to us that you will not use this web site for any purpose that is unlawful or prohibited by these conditions or any other terms, conditions or notices appearing anywhere on this web site. You agree to abide by all applicable laws and regulations.

In particular, you agree not to: (i) use any automated scripting tools or software, robots, crawlers, spiders or similar devices; (ii) impersonate any person or entity; (iii) upload, post, e-mail, transmit or otherwise make available using this web site any material that is threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic or profane or material that you do not have a right to make available under any law or contractual obligation or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware; or breach any applicable laws or regulations; and (iv) do anything on or using our web site that would expose us to any civil or criminal liability, sanction or action.

You will indemnify Ansvar Insurance if Ansvar Insurnace or its related bodies corporate suffer any loss or damage or incur any costs in connection with any breach of these conditions or any other legal obligation by you or your use of or conduct on this web site.

Advertisements and links to third parties

Hyperlinks and pointers to web sites operated by third parties will appear on this web site from time to time and their placement does not carry any endorsement from Ansvar Insurance. Those web sites do not form part of our web site and are not under the control of Ansvar Insurance. We have no responsibility and take no responsibility for the contents of any such linked web site. If you link to any such web sites you do so entirely at your own risk.

Limitation of liability

Ansvar Insurance does not exclude any rights and remedies available to you under the Fair Trading Act 1986 (NZ), the Consumer Guarantees Act 1993 (NZ) or any other legislation that cannot be excluded, restricted or modified. Otherwise, Ansvar Insurance excludes all conditions and warranties that may be implied by law.

To the extent permitted by law, no warranty of any kind, implied, express or statutory (including but not limited to the warranties of title, merchantable quality, fitness for purpose, non-infringement of third party rights, freedom from computer virus) is given in relation to the information in this web site. To the furthest extent permitted by law, Ansvar Insurance disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered by you as a result of relying on anything contained in or omitted from this web site.

You expressly agree and understand that in no circumstances will Ansvar Insurance be liable to you for any indirect, incidental, special and/or consequential losses or damages or loss of profits of whatever nature howsoever arising (including but not limited to negligence and any act or omission by Ansvar Insurance) which result from (i) the use of or access to or any inability to use or access our web site; (ii) unauthorised access to or alterations of your transmissions or data; or (iii) statements or conduct of any third party on our web site.

Applicable law

Our web site is located in New Zealand. Our web site, your use thereof, and any conditions, legal notices and additional terms are governed by and construed in accordance with the laws of New Zealand and you agree to submit to the exclusive jurisdictions of the courts of New Zealand.