Ansvar Insurance offers three types of car insurance each offering a level of cover designed to suit a range of needs.
Car Insurance
Comprehensive car insurance
Our comprehensive car insurance covers you for the loss or damage to your own vehicle, as well as for damage you may cause to another person's property. For those seeking the maximum protection, our comprehensive car insurance offers a range of features including:
-
No fault no excess
- Legal liability up to $5,000,000
- Free trailer coverage
You can also select the level of policy excess that best suits you.
To obtain a quote for Comprehensive car insurance call 0800 123 344 or request a quote online.
Download a copy of the:
- Motor policy wording (1,008.9 KB)
- Motor proposal (216.3 KB)
Ansvar Insurance Comprehensive Car Insurance Policy Features
|
Policy Features |
|
|
Cover for accidental loss and damage including theft |
Yes |
|
Cover for legal costs and expenses |
Yes |
|
Legal liability cover on the substitute vehicle |
Yes |
|
Market Value cover |
Yes |
|
Tools and accessories |
Covers damage to or theft of tools that are standard equipment for your vehicle or accessories that are attached to your vehicle |
|
Emergency costs |
We will pay the reasonable costs of accomodation and transporting you and your passengers to your home, if your vehicle cannot be driven, to a maximum of $500 |
|
Child seats and/or restraints |
Yes |
|
New car option |
New vehicle provided if your vehicle is damaged beyond economic repair within one year of the vehicle being first registered and has travelled less than 20,000 kilometres |
|
Same No Claim Bonus transferred |
Yes, current No Claim Bonus discount is transferable from the previous Insurer |
|
Third Party liability $5,000,000 |
Yes, with legal costs covered in addition to the Third Party limit |
|
Towing |
Yes, reasonable costs of towing your vehicle to the nearest repairer or place of safety |
|
Trailers |
Yes, up to $1,000 for damage to or loss of any trailer, hired or leased by you but excluding boat trailers, caravan or camper trailers, horse floats and the contents of any trailer |
|
Removal of Basic Excess on windscreen claims |
Yes, available option that permits window glass repairs/replacement with no deduction of the policy excess or loss of No Claims Bonus |
Third party fire and theft car insurance
Although you might think that your car is not worth insuring under our Comprehensive cover, it is important to remember the damage that your vehicle can cause to someone else's property.
Our Third Party, Fire & Theft policy not only protects you against claims for damage that your car causes to another person's vehicle or property, you are also covered for damage to your car caused by fire or theft.
We also provide up to $3,000 cover for damage to your vehicle caused by a third party providing:
- The driver of your vehicle was completely free of blame; and
- You can establish the identity and address of the driver and registration of the other vehicle; and
- The third party vehicle was uninsured.
To obtain a quote for third party fire and theft car insurance call 0800 123 344 or request a quote online.
Download a copy of the:
- Motor policy wording (1,008.9 KB)
- Motor proposal (216.3 KB)
Third party only car insurance
Like our Third Party, Fire & Theft policy, our Third Party Only policy protects you against claims for damage that your car causes to another person's vehicle or property. The Limit of Liability provided by this insurance is limited to $5,000,000.
We also provide up to $3,000 cover for damage to your vehicle caused by a third party providing:
- The driver of your vehicle was completely free of blame; and
- You can establish the identity and address of the driver and registration of the other vehicle; and
- The third party vehicle was uninsured.
To obtain a quote for third party only car insurance call 0800 123 344 or request a quote online.
Download a copy of the:
- Motor policy wording (1,008.9 KB)
- Motor proposal (216.3 KB)
